Unlike FEGLI, the open season for FEHB is an annual event. Federal employees are allowed to change their healthcare plans during this time. It could be adjusted for reasons involving cost, age, change in family or lifestyle, or a serious medical event that has caused a need for more health insurance. Whatever the reason, even if one is daunted by the array of choices and variables, at least a glance at your current healthcare situation should be taken amidst FEHB Open Season. OPM publicly suggests that Federal workers should examine their health insurance because an annual average of 20-30% of feds could get more value- either via cost or coverage- by switching plans. Despite this, the average fraction of those who switch is only 6% of current FEHB enrollees. A crucial aspect to inspect is how much your premium will increase because OPM announced that the average premium hike was 4% for healthcare plans, 5.2% for dental plans, and 1.5% for vision plans.

Don’t worry, though, Serving Those Who Serve has teamed up with Ed Zurndorfer over the past year to make finding the information you need more accessible-

Did you know GEHA is offering “Fee-For-Service” Plans for the first time in 30 years?


Have you looked into an HSA or an HCFSA?

FEDVIP Information, what you need to know.

Other Resources:

2020 Premiums from OPM

2020 Plan Information from OPM

OPM Plan Comparison Tool

Need more help with your Federal Benefits?

Schedule a complimentary meeting with a ChFEBC today!

Or register for a complimentary seminar with Ed Zurndorfer!

**Written by Benjamin Derge, Financial Planner. The information has been obtained from sources considered reliable but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of Benjamin Derge and not necessarily those of RJFS or Raymond James. Links are being provided for information purposes only. Expressions of opinion are as of this date and are subject to change without notice. Raymond James is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors.

FEHB Open Season 2019